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We’re putting you in control. The choice is yours with Next Day Financial!
What Are Personal Loans?
Personal loans can be used for any expense – from paying off credit cards to financing home repairs or even a much-needed vacation. They are typically paid back in monthly or bi-monthly installments over an extended period of time. Personal loans are a convenient alternative to bank loans or high-interest credit cards, with online loan request forms and no-hassle automated repayment.
How Much Will The Loan Cost?
The cost of the loan and Annual Percentage Rate (APR) depend on several factors, including state law, credit history and employment history. The APR also depends on the requested loan amount and payoff installment frequency. The loan terms are disclosed during the loan request process when you are directed to the lender’s loan agreement. Start your loan request now!
How Soon Can I Get The Funds?
The time it takes to process a loan and transfer or ACH funds into an individual’s account varies with each loan company. Processing time also depends on the financial institution where the customer has their bank account. Nevertheless, approved individuals often receive their loan funds as soon as the next business day after approval.
Loan Requests Process Within Minutes!
Loans For Any Credit Situation
Fill out our 100% online loan request form today, and let our lender network get to work for you! Our form is easy & processes within minutes. We care about your privacy, our loan request form is safe & secure. Start your forms now.
Bad credit? No problem! Next Day Financial connects you with our nation-wide network of lenders and will attempt to connect you with a lender regardless of your credit situation! Lenders are available and are ready to fund eligible individuals.
The lenders on our network offer flexible repayment terms in multiple installments. If you feel the need to pay off your loan earlier, you may do so with out a penalty.
Our lenders give you as much as 72 months to repay your loan.
View Terms Below.
– Loan Period: 6 – 72 Months
– Application Fee: None
– Payment Frequency: Once or twice a month
– Prepayment Penalty: None
– Maximum APR: 5.99% – 35.99% (Varies by state according to each state’s usury laws, but will never exceed the maximum allowed rate for each state)
Representative Repayment Examples:
– If you borrow $10,000 over 60 months at a fixed rate of 3.1% APR with $60 in fees, the representative rate would be 3.3% APR, with monthly repayments of $180.80, for a total amount paid of $10,848.
– If you borrow $10,000 over 36 months at a fixed rate of 5.32% APR with $100 in fees, the representative rate would be 5.99% APR, with monthly repayments of $302, for a total amount paid of $10,872.
– If you borrow $10,000 over 60 months at a fixed rate of 7.69% APR with $500 in fees, the representative rate would be 9.88% APR, with monthly repayments of $201.28, for a total amount paid of $12,076.80.